For quality, owner occupant single family residences (the sort of thing most investors wouldn't be very interested in because there's no cash flow) in decent areas, demand remains very high.

If you had to have your haircut, and the barber cutting your hair learnt how from discussion groups and blogs, then perfected it through trial and error, how confident would you be in the results? 

Everyone I know who has amassed some sort of wealth ($5m+), has done it with the help of debt.

When the septic company reached out to the county the county immediately contacted me to tell me that this property is in a sort of "hold" and cannot be renovated or repaired in any way!

-Mikedon't confuse being an investor with being a marketer sales person.. investors buy and own property. or have cash invested in some sort of asset .. 

If you were offering some sort of guarantee to my team, that would be 6 times you would have paid us back for circumstances neither of us had control over.

i've done this sort of thing several times.  

You may need to do the same sort of thing, if the market gets to that point again.

Before doing that sorting, print out all your credit card statements and bank statements, take colored highlighters, designate green color for business, pink for personal and yellow for mixed and color away those statements.

(I'd never take money without some sort of written agreement attached to it, so I planned to draw up promissory notes)I need some suggestions: Has anyone had a contract drawn up for friends and family who have invested in their business?