Warm wishes on finding the right path for you!

Definitely save your battles for more expensive issues.    -- Good Luck!

Yes indeed mate.I probably would have fixed the rate also but "underwritten" the deal from a worst case rate scenario like I would do with SFH if financing.I'm not versed in large multifamily deals and would love to learn more.I think I could really do some "damage" in the field because I own and run a property management company and we run a tight ship that's very well optimized from an automation aspect and affiliate fee structure standpoint.So my bottom line for example buying a 50 or 100 unit would be much safer/higher due to in-house PM and "working" the margin.Vertical integration of management (and rehab) would definitely be a value proposition for you (and the small % of other sponsors who have it). 

You are in the perfect place to start your journey on the path of long-term investing.

Retiring early can come through a lot of different paths.

^^ it’s definitely not as easy as people make it sound.

~Brother will never be able to qualify for a house alone with his current career path.

And there's not ONE right path to success in real estate.

Hi Jason,9.5% interest is definitely on the higher end, but as @John Otradovec stated, it's up to you what you charge and who you are selling it to.

Thanks so much for the welcome and lovely recommendations,definitely been absorbing lots of information online and it kinda gives you ideas  with how you want to start and where you want to start so it’s very helpful!