Also, on flood insurance, i'm finding quotes ranging from $600/yr to $1,500/yr but not clear how that works within the different flood zones and asset types.

My financial planning team and I focus our business on anywhere from new to seasoned real estate investors on managing their cashflows, giving them a financially organized snapshot of their assets and liabilities, and helping them allocate their funds to achieve their goals.

If you don't obtain documentation and close and later find out that the numbers don't line up with reality, then it buyer's fault for not doing their homework IMO

I've always been curious about this move... if the title to the property is in the name of the LLC, but the mortgage is in your personal name, how much asset protection is there?

Offsetting other passive income with larger apartment assets is a real game changer for high net worth individuals. 

Recession resistant asset class (people downsize, move in together, move back home, etc. during recessions)Cash flowing asset (not dependent on market appreciation)People buy a lot of crap and toys during good economic times (and need a place to put it)75% of the facilities in the country are owned by non-institutional owners (opportunity for adding value)Small ($10-30) rental increases create large increases in NOI and property valuationSticky tenant baseUnits are easy to maintain (brick and metal, no amenities, little landscaping)Location, population growth, and barriers to entry matter. 

My partner and I have some great working relationships with local banks and lenders, allowing us to leverage assets to increase returns. 

Get the abstract of judgment and either work towards settling it if possible or obtain a payoff to have it paid through escrow.

I talked to a lender and he said that I can use the 203k loan to obtain land and put a manufactured home on there (and put permanent foundation on there).

The LLC is used to keep your personal assets separate from those of the business.