I'm asking if anyone here makes loans that are Deeds of Trust, in other words they are written up that way...as Deeds of Trust....recorded at the county as such.In my mind when you are loaning private money in small amounts....the only way you can be protected from being in the second position (and ultimately thrown out if foreclosure occurs) to the 1st mortgage holder is to write it up as a Deed of Trust.

This will be found on the county tax rolls.

You can also try the county clerk/recorder.

In my county it's 80% improvement and 20% land.

I want to analyze diff. cities in diff. counties in NJ to find out where I can invest.

What is the millage rate on your taxes and what percentage of your property value do you see your county appraising your property at?

Bigger Pockets has a list of resources for national, regional and local bank REO listings on its website link: Foreclosure Resources, Where to Find Foreclosures, Bank REO Listings, Pre-Foreclosures, etc.Banks buy foreclosed properties at sheriff sales so, check the county sheriff's website, courthouse listings and local newspapers to see what sold and who bought it.

Please check my math.Taxes =2% of appraised valueInsurance on the safe side is 2% of replacement costTypical 3/2/garage in Broward and Palm Beach counties in a working class neighborhood will safely fetch $1500 now, maybe lower soon.

. - Go to county courthouse- learn what info is available from clerks.- setup DBA- network- Locate good webdesigner to set up business website.- Design & printout business cards using local business.- Use local business to manufacture fifty bandit signs

orange county has the orange county real estate investors forum at the doubletree in irvine