I personally wouldnt work with a discount broker on the list side as there is a decent amount of money that goes into presenting a good listing.

What better thing to do on Thanksgiving Day than learn about real estate investing!

The vast majority of "regular" or traditional (Conv/Govt) mortgages are originated by specialty lenders and brokers and are sold in the secondary market to provide yield on bank balance sheets (think Chase or BoA) or to be securitized into MBS.

The one I close on this week the numbers don't make sense to keep as a rental.

How much is the HELOC and what is the interest rate you are paying on it? 

My husband and I are excited to get started on our investing journey!

It depends on what you are trying to do.

@Marci S.This will be challenging as most lenders will lend on an asset.

This is why you need to do a ton of due diligence on them and make sure they have skin and the game and something to lose.

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt.