Typically they will have referrals to local accountants you can interview. 

if so does anyone know how much is the typically LTV you can takeout?   

Quote from @Michael Challenger: I have no qualms with hard money lending, but I need to learn more about the process and structure to these for typical deals so that I am more comfortable and in a position to reduce my personal risk and risk to investors as much as possible.

. - Just be prepared, because a motivated seller typically has a property with issues you need to be sure you can solve.

We typically alter our strategy seasonally, as demand shifts with the seasons.

@Augusta Owens here's some copy & paste info you won't find in a book:)-----------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Adding a 1/2 bath, new roof, central air or other typical improvements will increase the value of the property. 

I wanted your typical 3 bedroom house (not necessarily 2 bath) which cash flows.

We all use private investors or NON/QM investors for DSCR but some again charge points and some do not because they UW the file (Mini-C).Most Bankers typically offer rate closer to PAR or less margin built into the rate.

I would echo @Brandon Croucier - the secondary market for DSCR's is super aggressive and rates typically reflect that.