Hard money and private investing are both ways to finance flips, but they work a little differently.Hard money loans are typically from companies or private lenders that specialize in short-term, high-interest loans.

The buy in would be very flexible terms.

Long-term single or small multifamily rental would be our strategy to go. 

@Rebecca GonaBigger Pockets is a great place to find a tax accountant that specializes in short-term rentals. 

Well, we are getting into the cold months and without going into too much detail, it's become extremely scary to talk with them and try and amicably handle requests.

I submitted an application etc but I am going to finish the rehab to get better terms before resubmitting.The back story is that I am about 90% done rehabbing a home for a rental. 

As far as the write-up you did good with describing local amenities and some lease terms, but I would give more lease terms and take out the part about who you think would be a good tenant, this could be a Fair Housing violation and it's just good practice to focus on the property's features not the ideal tenant unless you are talking about minimum income or credit qualifications. 

Pulling $110K in equity from a property you originally bought for $108K is a huge win—and a perfect example of why long-term investing pays off.Your reflection on remembering where it all started is so important.

While some reductions might increase short-term costs for investors, a more balanced budget could stabilize inflation and interest rates over time.

I would like to build a duplex on it for long term rental income.