They really struggle to pay the rent almost every month.

But I am struggle to see if I should down more or less (10% or 20%) on it.

Most people will struggle more with the maintenance and repairs but I was a contractor running a carpentry business at the time, so that was no big deal for me. 

I’m the oldest and I saw my mom struggle a little but she always made it work.

A lot of contractors struggle with cash flow, and he may have underbid the job.

If I'm struggling to fill a unit, then I may drop my prices or deposit, but that's MY choice and is not influenced by a particular applicant.

Imagine if you scrutinized yourself instead of spending so much time trying to justify your struggles by placing the blame on others.

Quote from @Kyle Rader: Help me out We need more information than that to effectively identify your struggles and pain points.

Our rental is paid for and has rental income of $2200 month and our primary has a mortgage of $1800 so we are currently living for free basically.we have a credit line on our rental for $275k and recently got a letter from our mortgage company offering a cash out refi on our primary of approx $300k and still be able to keep our current interest rate on the remaining balance of the mortgage which is mid 3 %.We are trying to grow our rentals and struggling to figure out the best way to do that.

We are SO NEW and still learning so much, but we’re struggling on deciding WHERE to begin.