Keep learning and determine your long term goals.

To throw a wrench into things, if we were talking about real property/structures that were being short term rented, it's possible/likely that your depreciation period would be 39 years, not 27.5.However, a vehicle - which is what an RV is, regardless of how you're using it - is 5 year property.

If it is a direct lender you are able to work to find more favorable terms because they usually determine their terms on a deal by deal basis. 

What are the next steps---BRRR seems like a good method for this- as theres potential for long term renters(near elementary and highschool)Step 1- look for a hard money loan(will they also cover construction?

. $51k is about 17% of the portfolio and gains on the stock holdings are already 100-200% (long-term).

Renting it out long-term gives us a $3500to 4000 monthly, we could  rent out one bedroom to a nurse and the other to our daughter but still would be a negative.

Hi All, I'm in need or a reliable tool to use when underwriting short term fix & flip loans.

Personally If you like your current residence and hope to stay there long term I would forgo major improvements on my primary and use all investment savings to make you more money and cash flow. 

The process is easy:1) You’ll receive a disarmingly simple one-inch-thick three-ring binder containing your plan documents.

Make a simple spreadsheet or written list with the features of each and see which ones appeal to you most.