I've been hosting MTR's now for 5 years and have worked with most guest avatars and my company helps independent hosts make those B2B connections so I'm fairly well versed in the insurance displacement aspect.  

I've used my own money so far and interested in learning more about the funding side of things.

I have two banks that have done so as well as a credit card, and know of a couple of organizations that have as well.

So my area has sub 6% cap rates.

So..... what should you do? 

Some lenders offer discounts to return borrowers so maybe look into both flip and DSCR rates when finding a lender. 

So they will rent without buying even though buying is available to them but they dont want to live where its affordable.

So you're not completely anonymous.

It is also providing great experience for them so win win.   

We've seen a few lenders help with <20% DPs, so feel free to PM me if you'd like to chat about options.