Class A: around $250k each = $7.5 millionClass B: around $175k each = $5.25 millionClass C: around $125k each = $3.75 million- maintenance & tenant-nonperformance will require more unitsClass D: unlikely to work outSo, how are you going to turn $500k into at least $3.75M?

Hi @Frank Pyle,**I am not affiliated with any of the companies mentioned**To secure long-term financing for your Airbnb, look for DSCR lenders that accept pro forma income instead of requiring 12 months of rental history.

I like to think I have done ok. for me finding properties is sales - managing real estate and growing your company requires problem solving. 

If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

This figure includes allowances for heat, electric and any other utility that the tenat is required to pay and this is deducted from the FMR. 

I wanted to get back in the game again but don’t have much in reserves that most if not all HML require.

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.

Piling on...all occupants who are 18 or older (or legal emancipated minor) should absolutely be required to make application. 

You're going to have to scrap like crazy to break even - think rent by the room, short term, mid term strategies that require more work.

Requiring occupant to have renters insurance is another possibility for extra protection.