@Brie Schmidt All my leases now require tenants to (ACH) electronic direct deposit into my checking account.

Tenant either deposits directly into my local bank account (I provide deposit slips), sets up automatic payments (I use Cozy, it's free) through their bank ACH, or uses a commercial third-party setup (I use Erentpayment, costs $3 and the tenant pays the $3).

Just an FYI, 3-6 business days is the standard ACH turnaround time with any company using the ACH network, and there's often some delay depending on each bank's policies.  

If you are not in a hurry to get the money via ACH then I suggest Cozy.coThe tenant screening capability will also be handy

Save yourself the time and heart ache and do not be involved in being a landlord.

The tenants can set up auto ACH or click on the link in the automatically generated email that sends out the first of the month and pay via smartphone or computer.

I am working on cash to ACH transactions.

As Scott mentions, they have a free version you can use, or the paid versions that have added things like ACH support aren't very much either.

We are all very fortunate to live in this great countryHere is a nice quote:You have to love a nation that celebrates its independence every July 4, not with a parade of guns, tanks, and soldiers who file by the White House in a show of strength and muscle, but with family picnics where kids throw Frisbees, the potato salad gets iffy, and the flies die from happiness.

No fees, just has standard ACH delays.