Conventional loan, 20% down non-owner occupied.

Good call, Noel—licensing and insurance are critical, but in Tennessee, a contractor’s license is generally required for projects totaling $25,000 or more, including labor and materials (See Tennessee's licensing requirements).

I'm considering using hard money lenders or DSCR loans, but it seems like DSCR would be a bit complex.

Loan is 4.25%200,000 left on mortgageValue 400 conservativelyrefinanced in 2019 so about 5 years in. 

Almost every realtor has several investors ready to invest at least $2 million in cash.If you’re planning to use hard money loans, agents won’t show properties without prior proof of funds.I’m curious, is this a general market trend in Ohio or just this particular realtor’s approach?

What about the second and third year when you no longer have the labor-intensive initial setup?

The other contractors that I have worked with gave me a full scope with detailed line items of what will be fixed, how much the labor is and how much the material is going to be.

There are services like Blockfi, Unchained Capital, and many others will will give you a short-term loan backed by your crypto assets.

Get a 50% LTV loan and buy another property just like the one you own. 

My in-laws loaned us the total purchase price minus $5,000 on a 3% interest rate.