Okay, you have an older forecast and you reference the first rate cut which was already mid-September and 10yT was leading that development.

I usually work with my local credit union where I have developed a relationship over the years.

We had an investment group willing to come in and zero-lot line a dilapidated apartment complex in Corvallis and give the tenants the opportunity to buy to help solve our affordability crisis here, but nonetheless, the city forced their hand by needing a half-street development after changing zoning that killed the deal.

How much is typical price to pay someone to develop land?

I’m an architect who has recently stepped into the world of real estate development, taking over my father’s small business.

For newer developers, credibility often hinges on clear and compelling financial documentation.

They can also look into local workforce development programs that might help them find new employment quickly.

Quote from @Robert Frazier: It's a banner week for our fledgling development business.

However, some developers are profiteering.

From my investigation a fair amount of time is spent on developing (private money)