@Mindy Jensen and @Kevin Leahy I'd like to come back onto the podcast to give an update on the lease option model and how we have switched up that model to what we call the floating lease option.  

Have the loan officer you are talking to model out both, so that you know you can close on the multi fam once you close on the HELOC.

Utilizing our collaborative financing model allowed for efficient funding, covering both the purchase price and any necessary costs associated with the resale.

As a current renter, I am going to look further into this model.  

The final site for the first Gigafactory will be determined in the next few months, once we have full visibility and agreement on the relevant incentives and processes for enabling the Gigafactory to be fully operational to meet the timing for Model 3."

@Kang-Li ChengI cannot comment on this specific company but we buy loans from similar companies (both performing and non performing) and I Can say the consistent component to these companies is they are horrible at underwriting and write loans to collect the points / fees but many of the loans we see we cannot believe they gave that person a loan.I am curious what types of returns they targeted as the invest in one asset model to me is very risky.

But here's the key: it doesn't have to be a full, high-end renovation to make a big impact.Tips to maximize ROI on a kitchen remodel:Focus on cosmetic upgrades: refinish or paint cabinets, add modern hardware, replace countertops with affordable yet attractive materials like quartz.Upgrade appliances to energy-efficient models if needed, but don’t over-splurge on luxury brands.Install new lighting fixtures and update backsplashes for a fresh, modern look.Typically, a well-executed kitchen remodel offers a strong return on investment, usually 70-80%, sometimes more depending on the market.If you're thinking about financing for your flip or want more specific ideas on where to spend wisely, I will be happy to help.Regards,Drago

My wife and I don't want to follow the scale up construction company model (we already did and it wasn't the best).We do a lot of labor on our projects and are looking in to the future and realizing our bodies will not hold out over time.

I'm assuming you are referencing an underwriting model instead of loan calculator?

The easiest way to ask a buyer is to visit large footprint new home builders model homes.