(loan against my dot/note)$50,000 1st position deed of trust/note (only lien on title)Secured by $450,000+ newly remodeled property with clean titleNo interest rate, past balloon date so can be called due at any time (was placed as interest in home)Property is titled to an LLC so homestead exemption wouldn't apply in event needed to forecloseLooking for a short-term loan using the note and deed of trust as collateral. 

Since all of the work was done under a license, and the affidavit is claiming an exemption to licensure law, does the affidavit still apply?

You have an exemption from the 60 hour class so all you need to do is sign up for the test and pass.

Home Rule can be pre-empted by the state legislature with a specific declaration that the specific statute is exempt from home rule.

My understanding is that you would only be able to pull out as much as the initial investment (50k) back using the Delayed Financing Exemption.

I say perhaps because has she currently used her lifetime exemption (approx $11M?).

I am interested in investing in TX/NYC/NJ and leverage the Veteran benefits (like VA home loan) and my disability benefits (full property tax exemption in some states like TX or NJ)I have about 75-100K to invest, VA Home loan, TX VLB Loan, NY home for veteran loans and other states have similar loan programs for veterans.my biggest debate is whether to buy my first property in Hudson County NJ (jersey city, Hoboken) or DFW TX.another thing, anyone has experience doing business with Federal or state government?

Read the exemption at the end.

And for capital gains exemption if just the daughter lived there wouldn't she get capital gains exemption sec 121?

If you have lived in that property for 2 out of the 5 years prior to sale you can exempt the first $250K of gain ($500K if married) tax free!!