Just from the way you presented your intro, it's clear you are driven and passionate about real estate.

"If the borrower(s) provides written evidence that the student loan debt will be deferred at least 12 months beyond the date of closing, a monthly payment does not need to be considered.

I bought from a primary homeowner in Indianapolis metro area who took really good care of this home (I did live in this house and rented it out when I moved back to California) and from a flipper in Indy more recently.As far as primary homeowners, they can range from taking really good care of the house to someone who has a lot of deferred maintenance - I renovated a local property that had a lot of issues.  

Now, a wholesaler can present a wack deal and the newbie investor not knowing any better buys them.  

They will shop the available options for you and present you the best options while pointing out where the policies differ from each other.

I asked him about a prenup and said, "All I will say is this, when my Aunt got divorced and they presented the prenup to the judge, the judge basically threw it out."

Do you know how to present a proforma?

Working with contractors can be extremely difficult as projects get delayed and there is poor communication(red flags were not present before project began).

That present's an opportunity for additional capital does it not? 

I can say that I was not present for almost an entire year with my kiddos... but I can now take them to school, take off a wednesday and make it a zoo day as well as many other cool perks.