There are many ways to attempt to collect your loss:  file a small claims complaint against them; get a judgement so you can garnish future wages/bank accounts - and the judgement will be recorded in the credit bureau. 

The trashing of his credit threatened his job.

I racked up debt, at times putting expenses like property taxes on a line of credit.

They don't ask for any documents just do a credit check and you fill out their application.

Another work around that isn’t discussed much is working on a strategy with your insurance company to protect your other assets in the event of a claim.But also, it wouldn’t be a bad idea to consider getting the financing into your LLc name with a community bank and pulling cash out if you have substantial equity.Right now, since the loan is in your name, it shows up on your personal credit report.  

Quote from @Jaycee Greene: Assuming you pay asking price, I'd estimate the down payment for something like that using a hard money loan (HML) would be around 40% of the purchase price and your monthly payment would be $2,600 with an interest rate in the low 7% range (probably need a 700+ credit score to get that).

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Norada was basically borrowing and owing unsecured debt, like a revolving credit card debt.

Or enter "for repairs" and take photographs of expensive new stuff for court...but they may be paying down credit cards.

Am I getting greedy to ask for an additional seller credit at closing to help offset some of repairs needed?