Certifications take a mere 3 days to earn--converting a high school dropout into a licensed and certified technician by day 4.

If so, is there a limit to how long we must hold the home as an investment property before we can move in and convert it to a primary?

Nice thing about HML is they are easy to convert into a lender. 

Am I thinking of converting this property for SRO/PadSplit model where refinancing may be harder to do because of property improvements I have made?

During the slower winter months, we convert some STR properties to MTR. 

After living there for a year, you can convert the home into a full rental property without problems.

I want to convert this property into a mortgage Note.What are the exact steps to do this?

(i.e. if the tenant moves out, the property could be converted to a long term residential rental or STR with enough margin for you to hang on to the property until selling makes sense)Keep us updated on what you decide!

This one is a duplex with 2x 1-beds that pretty easily convert to 2x 2-beds.

I learned that I really enjoy originating notes and thought my services could prove profitable to other investors.I would like to start a full-service business where I help landlords convert their rental properties into low-effort and profitable notes.