Outside of my insights from data, there are a few things I'd like to pop in here to hopefully take this conversation in a direction that helps us all learn from this and grow in our businesses together, elevate the industry together, find a path to co-exist where each business contributes to the overall industry growth... challenges the other to innovate and create fresh new solutions for customers to win big... and leads towards our industry getting stronger not weaker. 

I contributed by putting in all the sweat equity in the property.

I appreciate you contributing to our thought process.  

I'm particularly interested in networking with fellow investors, investor-friendly agents, property managers, and real estate professionals who share a passion for the multifamily sector.I am eager to learn from the wealth of experience in this group and equally eager to contribute my insights and experiences as I navigate this exciting journey.

If you’re short on down payments, here are a few strategies to consider:Leverage Equity: If you own any properties with equity, consider tapping into that through a cash-out refinance or HELOC to fund your down payments.Seek Joint Ventures: Partner with other investors who can provide the down payment while you manage the property or contribute in other ways.Explore Creative Financing: Look into options like seller financing or lease options, which might require less upfront capital and can be structured to fit your needs.Consider Private/Hard Money Lenders: These lenders can offer flexible terms and quicker approval compared to traditional banks.

Scenario:A lender had limited communication with the borrower throughout the loan term, resulting in misunderstandings and lack of alignment on project goals and expectations.Mistake:Miscommunication led to issues that could have been addressed early on, contributing to project delays and difficulties in loan repayment.Lesson Learned:Maintain open and regular communication with borrowers.

Resources like this website and your contributions are incredibly valuable to guys like me!

Retail footprint has trimmed because of Amazon, yes, that's contributing for sure.

SDIRA contribution limits are the same as any IRA, $7k or $8k over 50, annually. 

Typically around this time of year, investors are looking at maximize their retirement account contributions before the April 15th tax filing deadline.Something really stupid I have seen people doing is buying real estate using their Self Directed IRA.