Hoping for $325,000 for the build (budgeting for $400,000 with overages).

There are plenty apartment buildings, the issue is finding them at the right price point - as in any hot market. 

That's because they aren't building any more oceans and rivers.

There are really great REI opportunities in different markets - markets in the Midwest and Southeast of the country are particularly lucrative - where not only are the purchase prices reasonable for most RE investors, but the homes are turnkey (new builds or completely rehabbed homes, tenant ready, systems 10 years of life remaining on them, property management teams in place) with appreciating home value AND appreciating rent.

You have to know the market before you build a plan and I don't think this market supports your intended plan.

A few of my clients are actively doing BRRRRs in Sacramento by going for duplexes, adding ADU's, splitting lots and building another SFH.

Also, would this loan help build my personal credit, or would it only report to business credit bureaus under my LLC?

Go to BUILD YOUR TEAM at the top of the screen and look for local investors or meetups in your area.

My ultimate goal is to build a portfolio of cash-flowing properties to achieve financial freedom.I’m currently seeking mentors who can guide me through this journey and help me avoid common pitfalls.

The BRRRR method is a great way to quickly build up a rental portfolio and considering you are in one of the fastest appreciating markets in the US, you will be able to profit off of appreciation as well as rental income.I am a real estate agent for off-market distressed properties here in Fort Worth, Arlington and surrounding areas.