Be careful about feeding additional capital into syndicates with short-term loan maturities if the only plan is to negotiate lender maturity extensions for another year. 

So it sounds like me you built additional equity into the home your living in now.

In addition, I presented his was not the usual use case because he was unleveraged.  

In addition to being my mentor, Chris had been asked to take the class on a “funding tour”.

So ultimately we decided to suck it up and not take on the additional equity, which ultimately required us to take more time on completing the needed rehab, however in hindsight it was a good decision, because even just among our own family there's been lots of dispute on what we want for the business plan and personal STR useage....

You could say it took a long time to get an additional 11 units given I closed 20 units in just 10 months of getting started with my investing.

Any additional advice is helpful.

Are there additional steps you take when screening applicants, or do you take fewer steps?

These are just some of the additional items that will have a significant impact on carrier's rates, your premiums, and whether we start to see the insurance market soften anytime soon or not.

There is some additional information that wasn't mentioned in your post above which sheds a different light on the situation.  1.