Hey Priscilla Z - I'm generally a big fan of replacing windows, because it makes such a dramatic difference.

In which case, he's the wrong guy for the job, as he just lied to you to secure a down payment that was ridiculously excessive.4) You need written proof from a real engineer (with real insurance on the line, and a real engineer stamp) that the footing needs to be X by Y by Z.

See http://www.consumerfinance.gov/regulations/ability-to-repay-and-qualified-mortgage-standards-under-the-truth-in-lending-act-regulation-z/ Even if you are just renting with a pure option, send them to the RMLO for a written opinion.

For us, it took my brother in law about two minutes to load the next bag so that gave me time to readjust my position and move around in the attic.I went up there the prior day and used a can of Great Stuff around all the light fixtures and where wires went down into the walls.Garrett Z. 

.-  Offer 1:  All cash purchase Lowest price-  Offer 2:  Seller finances with x down and a monthly income of y for z number of years, then a balloon.-  Offer 3:  Highest price, x down then a mortgage of x years (no balloon) with a payment of y.  

Welcome Z. 

Mortgage brokers often throw a carrot of a really low rate out to engage the borrower and then half way through the process drop the bomb of them with a re-trade of a rate for X,Y,Z reasons.I would find lenders that specialize in your asset class and deal size as they will generally have the most appetite for it.

I would assume you could put a clause in the lease option agreement stating something like “the property is currently not inhabited until X,Y and Z have been repaired, along with anything else that may be required by ___ city, county etc.”By doing this, it makes it easy for contractors and rehabbers to get into the property since you are offering terms… P.S.

So:  $150 x 1.25 (for sqft) x 1.35 (for gas prices) x Z (energy efficiency ratio) = $500Solving for Z would mean that the existing furnace would need to be 45% efficient.

There's a good chance P&Z won't let you do this.Overall the deal is not great, just based on the numbers.