I know for a fact there are other women in your position that live in the Bay Area and are investing in markets like Ohio

I started to create our company website with my good friend, Scott Corbett (Lightmark Media), and we started working with our securities attorney to put together two 506(c) offerings.

Something that is increasingly important to those clients is being cash flow positive from day 1 and this is what we deliver.

Some will be ok in 2nd position and some will not and force you to refinance out the first - but those are options that are probably cheaper than credit cards 

Use a payment processor to pay the original note and any wrap if there is a 2nd position secondary note that pays the seller the difference between their current mortgage and the total sale value. 

By the way - for the same reason the 1st position lien holder will be uneasy with 100% CLTV, as a buyer I would be uneasy with it as well.

Agents here in our Metro Detroit market would be insulted by such a low amount and would bad-mouth us to no end.Guessing flat rate Placement Fee means only advertised on PMC website and the Zillow triad?

These platforms can show which amenities are most sought-after in my market, helping me make data-backed decisions.ROI can sometimes be intangible, but even amenities that don't immediately show a monetary return (like higher satisfaction) often lead to long-term benefits, such as more positive reviews and increased visibility on Airbnb’s algorithm 

Ideally looking to cash flow positive on all properties.  

This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.