Why not have an online meetup in the second week of April?

Look up the default risk by credit score, this information is readily available online. 

There are mortgage recast calculators online or you can reach out to your lender.P+I payment will go from 2155 to ~1800 given the numbers you provided.

You can also check their reviews online at Google, Facebook, or Yelp.

I offer an online payment portal to submit rent payments via ACH or CC - they "couldn't figure out how to use it" so I set us up to accept Zelle payments.

If it's a long-term play, the potential savings on PMI with a conventional loan could be significant.Have you compared rates for both options?

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

It's just old mom and pop owners, many do not even list the rentals online. 

Compounding on one another sure that will have a big impact on the market but there are a lot of factors at play.

He has an online network called Financial Friends Network.