Other than paying for an appraisal or BPO (and maybe a credit report), you should not pay a lender anything until your loan funds.

I would suggest reaching out to owners of multi family who have no loan on the property.

you can use a DSCR loan if your DTI is too high for conventional. 

Loan is just over $108k. 

Hi everyone, new to investing here but I've used the VA loan 3 times now and have had 2 at once so I have a good understanding of how it works.

If that's what you're really after I would start with the basics of what kind of bank loans either residential or commercial are available to you - not saying this is the best option, but it's a good place to start.

I just did this with a 4/3 new build out in Cape Coral and a construction to perm loan through the bank.

Are you needing a long term or bridge loan?

@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.

If you create or fund an IUL instead of paying cash you can then get a loan on the IUL.