This could be adding more bedrooms, converting a garage into an ADU, etc.On my second house hack, I did the FHA 203(k) loan.

Borrow from 401(k).

Quote from @Jim K.: Quote from @Amanda Bahil: As for how it's gone missing... that's a whole mess.

@Shawn K Hicks Agreed.

Quote from @K S.: What all do you have to do to make a STR property an STR property? 

With $1M today, and $2M accumulated and invested over 13 more years, I think you are looking at an end state NW of ~$5M.Personally, I’d love an end state $5M portfolio that looked something like this:$750K paid off home$250K cash$2M stock portfolio (as much as possible in tax advantaged accounts likely 401(k), HSA, and less in the Roth in this situation).

Thanks Russ I am sure yours is like my wife worth every penny so you can concentrate on doing deals not organizing your files :)  I can also see in markets that the median sale prices are not like yours and or ours the cost could be prohibitive if your selling 200k homes and then doing commish splits etc.. there is a huge difference in making a 30 or 40k commish and paying 400.00 and making 6 k your broker split then paying the 400.00.. 

Quote from @Jim K.: I was raised in poverty.

Do you think I am wasting my time for this for 34k profit if I am spending close to 25 k in cash? 

And all who responded especially @K.