Insurance is definitely an issue there, and will continue to be.

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

Please be careful that they might still be the dog and depending on the breed, your insurance may be in jeopardy.

And are insured properly.

A Illegal simply starts a business entity , gets an EIN and insurances .

Insurance and LicensesThe Subcontractor agrees to maintain:General liability insurance of at least $[Insert Amount].Worker’s compensation insurance (if applicable).All necessary licenses and permits required by law.6.

- Unlikely $60/hour3) Even with all payroll taxes, insurance, etc., they are making a profit margin on that hourly charge.Another way PMCs usually make a markup on maintenance, is that they send you all invoices on their letterhead, or from a maintenance company they actually own.

We are about to put in $15-$20k of our own money into it, beyond what insurance covered and I need help deciding how we should finance it. 

Assuming property taxes + insurance added don't go above $1,100 total, you could maybe make this work. 

Health insurance, 401k, etc., and usually 8am-12/1pm daily.