There might not be a deficiency clause in them.

Can anyone suggest the most effective way to get B of A to waive their right to pursue deficiency?

You get nothing or lose nothing through a short sale, as far as financials are concerned, unless the bank attached a deficiency judgement against you for the difference (but us investors would never let them do that)

* Do You Want to Postpone Foreclosure and Deficiency Judgments?

Typically if the loan is a non-purchase money loan, the lender does have the right to file a deficiency against the seller.

They deleted no less than 7 deficiencies on each report.

After reading the info again at the link I posted, it seems like most of the time, there would be no right of redemption because there would be no deficiency judgement (assuming you bought at a non-judicial public sale).

You can do a short sale after a bankruptcy is DISCHARGED, provided the asset wasn't surrendered.When a homeowner says they can't come after me, it means the lender cannot pursue the homeowner for the deficiency if it forecloses.

For instance, Beaufort County SC had sales last month, one of which is listed this way:Case No (xxxx)Case Name (x vs. x)Bidder: PlaintiffBid Amount: $2500Lawyer Name, TMS, AddressThen we come to two columns that I don't understand: Deficiency (options here are "Demanded" or "Waived") and "Judgements" which is a $ amount.So, in the case above, the Deficiency was Waived and the Judgement was for $85,453.

In cases like this the bank generally files a deficiency against the former owner.While you're correct the "take back" idea is incorrect, that terminology is pretty deeply embedded.