@Thomas RutkowskiI don't need to prove facts, like I said most people here are intelligent enough to do their own research and make educated decision that cash value life insurance is not for them.The reason you are defending this strategy because you too are making up to 90% commissions on the sale of this scheme. 

However, if a determined tenant could display that you were charging them more rent for a duplicate property, for no justifiable business reason (rents went up after lease expiration, building taxes, etc), than another tenant, they could probably come up with a protected class reason that you were violating - race, age, family status, etc, and then you would be forced to use your "pain in the ***" logic in court to defend the differential.So I would say you should probably not proceed down that road, and if you do, I would probably delete this thread. 

I definitely recommend Champions School of RE for their live classes and I recommend against Real Estate Express for online classes. 

It will be hard for you to defend your criteria as it is discriminatory. 

Check out Champions School of Real Estate.

Nursery Rd at Champions.

Davenport and the connecting Champions Gate area are growing rapidly, so you have a potential exit strategy 10 years down the line when home prices in the area have increased.

I don't like telling people what the criteria are, because I don't want to give them potential evidence to try to use against me for some bogus discrimination suit that I still would have to pay to defend against.  

The CFPB is already taking an active interest in the issue and is finding ways to fine and penalize for this on the Federal level.The solution is a robust Loan Policy and Procedure Manual that can explain and defend higher deficiency rates.

Interest is accruing on the unpaid principal balance at the rate of $22.5728 per day after January 29, 2015 until the date of entry of this judgement, plus interest on the judgement amount (principal plus the shared appreciated recapture plus interest to the date of entry of this Judgement) at the rate of .33% computed daily and compounded annually, until paid in full and for the costs of this action, pursuant to Judgement and Order of Sale, being Civil action #..... entered on August 4, 2015.Minimum acceptable bid is $35,510.00.Terms of sale:  ...This sale shall be in bar and foreclosure of all right, title, interest, estate claim, demand or equity of redemption of the defendant(s) and of all persons claiming by, through, under or against them, provided the purchase price is equal to two-thirds of the appraised value.