However, our tenant turned out to be problematic—late payments, issues that led to an eviction, and additional repair costs before we could relist the property for sale.Now, after months of making mortgage payments out of pocket, we finally have an offer.

Utilities will be an issue.  

You can often get better rates with a national lender, but the customer service is non-existent, communication probably sucks, they may ask for the same documents multiple times, etc.

The really glaring issue to me is the rise of the SUB TO Guru's not only are they going to take money from these students. 

v=srTDquLh4e8The issue is not the transfer between you and your LLC but what happened before.

The reason why, you're likely going to have issues with raising rents on your newly acquired tenants.

Since the trust is a disregarded entity, the benefit is bypassing  probate, not tax issues or liability concerns. 

Want to understand more about tax issues, liability, and asset protection regarding investing in real estate.

After that, if issue is addressed but ground floor tenants keep complaining - remind them that common noises are expected when living in an apartment. 

Hard money lenders have a good amount of flex when it comes to FICO score and typically the main issue that borrowers with low FICO's have is that their max loan size gets cut which doesn't seem to be an issue here.