Another reason may be that you appear unprofessional and interested parties are looking for a sweet deal like a landlord that doesn't screen or is negotiable on all their terms.

Appears the property in question can be used as residential or commercial and there are advantages to such a designation.

It appears to be pretty unrealistic.

There still is a tendency for DSCR Loans in particularly to get lumped in (throughout securitization) with other "Non-QM" loans, mostly owner-occupied when they really shouldn't be in my view, further a lot of the "tech" and software, systems buildout (including loan doc generators) are based on consumer resi which creates a lot of headaches.Anything rehab/construction related though (which is what the original post appears to be more about) is a different animals though - experiences are likely to vary markedly by market, lender, bank etc quite a bit

You will have to spend considerable time and energy getting familiar with a new market whereas if you stick with the original one you appear to have enough capital to get started right away on a new building.

The government does not assign anything at birth.It appears that if you give birth at a hospital, when filing out the birth certificate info, there is a box to check to apply for a SSN at the same time.

The strong consumer protections particularly with HELOCs in this State appears to be a knock-on affect of homestead laws.  

So it would appear that provides very low risk.

I used a $5/sf small format mesh backed porcelain tiles for the flooring whereas most in my market use sub $2/sf 12"x12" or 12"x24"porcelain or ceramic that makes similar bathrooms appear smaller.

I found this info online:Circumstances that allow you to avoid having to produce documents or appear in court may include the following:Claims that the information sought is privilegedIf you lost or no longer have the informationThe produce or appearance violates your Fifth Amendment constitutional right against self-incriminationThe request is overly broadThe request is unduly burdensome