You can influence your investment's performance through property improvements, rent adjustments, and savvy management... something you can't quite do with an annuity tied to obscure indexes.An Individual Retirement Account (IRA), particularly a Self-Directed IRA, can be used to invest in real estate and employ leverage to potentially enhance returns.

EvanThankfully I am 100% up to speed and educated now from learning from this person.I cannot believe how lucky I must have been over the past few years with my investments- its like literally flipping a coin 600+ times and was able to call the right one 95%+ of the time - I am just THAT lucky - I may go play mega millions. 

That way there you can help speed up and increase your ARV, or rents.Since you have reserves you can either use your funds or a loan to also build an ADU or carriage home if you can find a multifamily home that offers a good size lot.

For my personal home, I went cheap and bought nice but inexpensive Costco tub that runs on 110v, takes 1-2 days to come up to temp depending on time of year, and I had no perspective on the speed of 220v units. 

The CPA gave me my adjusted tax amount from which I could easily figure out what the tax rate would have been but my real estate made my effective amount negative and I have a carryover to next year.

I'd recommend to first look at where you'd like to invest it to see if it's feasible or if you need to adjust your buying criteria.If you're not in the market for something new then I'd look into adding an ADU on the lot and upgrading the windows on the main unit to triple pane glass so that the noise doesn't bother your future tenants.

After he implemented the RUBS, he actually reduced the rent a bit to enable the user to adjust to the new extra billing.  

Mine is on speed dial. 

A good rule of thumb is double down what you think you like to spend and make adjustment later. 

As interest rates climb, how are Texas buyers adjusting their strategies to secure property?