I did call and talk to the water department and they said if you are unable to get a refund from the seller, they would consider working with you to reduce the amount owed."

I recently went to my personal bank (the one that I have the HELOC from,) looking to refi my existing HELOC with the idea that I could reduce the rate a bit, and increase the monies available at the same time, giving me more capital to work with for future purchases.For the first time in my life, I was declined. 

And since I email to this group once a month, I have significantly reduced the number of bounce backs, etc.2.

Texas Tuesday is a good one with lots of young investors, good energy, good speakers, good contacts. 

That would greatly reduce your risk and add to your potential upside. 

Rarely will they reduce their cost to take that little bit of work out too. 

However, last year's taxes got me looking at how to reduce my tax burden for 2021, specifically by purchasing a truck for only rental property use and using the Section 179 deduction.Here's my question: shouldn't I be able to claim my rental income as business income?

The bank offered me a modification to my loan, which would extend my mortgage from 28 years to 40 but reduce my monthly payment from $1325 to $1110 (interest rate from 3.99% to 2.875%). 

Sounds like your wife wants to be mortgage-free, which I can understand at 70+ years old, but if the new mortgage payment will be reduced enough to make life a little more comfortable, she might be in agreement.

The problem is, in a partial loss they policy would only pay on the depreciated amount reducing your claim payment.Replacement Cost is the cost, in today's dollars, to rebuild the structure with the same kind and quality.