If you're looking to get funding, FTF is easy to work with on the borrowing side as well (I haven't been through the borrowing process personally, but I know other investors who have).Happy to answer any specific questions you might have, and Matt and his team are always happy to answer questions as well.

A bank does not offer a 30 year fixed conventional loan for a 12 unit commercial purchase.

You simply pick a name and create your articles of incorporation it will provide you with an EIN number go to your bank of choice and open up a business checking account.I live in Florida and have created multiple LLC's on that site in minutes. 

I used the values from the realtor.com website for purchase information and expenses, and the bank of america calculator to estimate closing costs.

With buyer side commissions attacked - legal cases: Burnett, Moehrl and Nosalek I don't see how a selling agent is going to give away commissions to an out of state Realtor.If any serious person wants a list of properties with VA or FHA assumable loans in a city or location, I'll give them to you for FREE.

HELOC bank doesn't want their line used as a term loan on real estate they don't have collateralized and the bank that you apply for a loan for doesn't want your down payment to be borrowed.If you wanted to get the HELOC for home improvements then decide to draw on it for liquidity, had it sit in a bank account for a couple months and then applied for a MF loan and used it as the down payment, you'd have to answer no to the question, "is any part of the down payment borrowed".

@Trent Balandranif you are not personally in a strong financial position...

Personally, I find that a bit steep and would probably look for another company.

Other than that, just using bank financing.

I personally never used efax, but I know some people who use it.