my lender is willing to eat some of the fees to keep my rate.

I'm struggling to find a good deal sheet calculator that I can use with my hard money lender.

If the lender doesn't want the deposit(s) shown as a credit to the buyer (after all, these are not funds used to reduce the cash from buyer, they are third-party funds), the new security deposit escrow account can be the line item beneficiary on the seller-side only.Line ~506: Security Deposit(s) to ESCROW (or similar).

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

For instance, buyers normally have to pay for origination fees from the lender, insurance, appraisal, attorney/title fees etc.

Others use non bank lenders for DSCR or other types of loans.

I did pay myself a salary last year and plan to do so again, but I won't be able to produce the standard, "...last two pay slips" type of documentation that normal conventional lenders want. 

The hard money lender has tons of experience with lots of flippers in your market and if they approve the loan you'll know there's enough fat in the deal for them to be repaid. 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?