Good luck Sir.Yes, I understand that.ThanksI'm asking for comparables

If you open and close computer bag as often as I do chances of falling out of the bag falling on the ground is high.

To make things more complex there are absolutely no other comps to compare it to in the area.

If it were me, I'd find another lender to compare the costs.

My wife is a realtor at Bridge Realty and it works great for her because she is basically only helping friends and family part time (while earning 100% commission) whereas Kris and others have splits comparable to 40/60, 20/80 -but also provide leads, more training and support, etc.

Generally speaking, if you don't mind the slightly higher interest rate, relative to a comparable 15 yr product, this is the most advantageous financing option in this rate environment. 

To make things more complex there are absolutely no other comps to compare it to in the area. 

Last year, there were alot of ground-breaking ceremonies (1: mix use development, 2- hardrock cafe with lofts, and 3- a park) happening in the neighborhood and that's when we saw our prop values jump almost 50%. and about 30% spike from last year.

Specifically, if you’re looking at seller financing, assuming buy and hold investing, comparing the 2 offers below 1.Seller Finance: $250K, 5% down, 30yr @ 2.5% = $11,261 yearly debt service2.Seller Finance: $184K, 5% down, 30yr @ 5% = $11,260 yearly debt service Over the life of the loan, the total cost is the same, the only difference would be the ratio of interest to principal in the total payment.

I've been on BP for a few months now and am aiming to hit the ground running as well.