They can help cross-check the contract.

Have you read the BRRRR book by David Greene?

I cross-reference everything the neighbors tell me with what the seller tells me to see if there are discrepancies.

Sounds like they are cross collateralizing your personal residence with the purchase to achieve 100% financing. 

@Josh Green - great question.

This sheet can display the equity portion of the chart and also the remaining mortgage chart; if the excel sheet is good, you could also add another layer of chart if you add additional payment.From there, you check at what month the cross between the equity and mortgage, in a typical 30YFRM, it would be at the 18th year usually (I may not be accurate on this), but if you add $200 a month, the cross could be on the 15th year (for example).Now if you good enough with excel, you can add the 4th element of the chart, which is the appreciation forecast, I did it a lot.

David Greene always talks about it in the podcast, find an agent who also owns rental properties because they understand the numbers.

If you are set on buying a multi family property and want your own space you might have to look a little further out then your home town if you want to stay in Kentucky I would recommend bowling green the area is really growing and has a growing college in town as well hope this helps and good luck!

I’m a new investor deciding on markets to invest in. 2% rule usually is great but the concern from guys like David Greene and others is that the better cash flow and the lower the entry price, the more “headaches” you will get.