Below is the counterclaim that was filed in his lawsuit he filed against me:https://www.dropbox.com/s/b7s9...O forgot about the article he linked to his post.

If you pay cash it will be from the date you receive the C/O 

However, ideally with a broker that will not require you to pay any fees to hang your license (like E&O, for example).

Also, on youtube.com searching on "subject to" has A-L-O-T of great videos. 

Its important to know the comps.Its for seasoned pros, but all pros start somewhere ;o)is the $175k an unsecured loan??

The broker takes a piece but I don’t have to pay for the E&O insurnace, or the software to run that side of my business, they do. 

@Jonathan Brazer yes o have it, it's nice and helpful info but not enough to start doing it yourself

Here is some information I received from a lender in NJ let me know if anyone has any other information:VA Renovation Talking PointsPrimary Residence Only – Purchase & Cash-Out RefinanceProperty Type Loan Amount Min Credit Score1 Max LTV/CLTVStandard1‐4 Units ≤ $453,100 Minimum credit score 600 Max LTV/CLTV 100%High Balance1 Unit $453,101 ‐ $1,000,000 Min credit score 620 Max LTV/CLTV 100%Super Max1 Unit $1,000,001 – 1,500,000 Min credit score 660 Max LTV/CLTV 100%Eligible Property Types 1‐unit attached and detached SFR, PUD 1‐unit VA‐approved condominiums¹ 2‐4 units 1‐unit (double‐wide) manufactured home –eligible forlimited renovation product only Modular homes¹ Site condominiums in MI are treated as SFR.VA Limited RenovationNo minimum repair amount and maximum repair amount $35,000.00 including all costs Repairs must start within 30 days and be completed within six (6) months Maximum of 2 draws (Initial and Final) with written approval from the borrower at each disbursement Initial disbursement to cover the lesser of material cost or 50% of bid Final inspection and title search required for final disbursement  10‐15% contingency required (15% required when any utility is non‐functioning) Properties that require the following work items are not eligible for financing under the Limited VA Renovation Program:o Major rehabilitation/remodeling, such as the relocation of a load‐bearing wall; o New construction (including room additions); o Repair of structural damage; o Repairs requiring detailed drawings or architectural exhibits; o Landscaping or similar site amenity improvements; o House is uninhabitable at close of escrow o Any repair or improvement requiring a work schedule longer than six (6) months CONTRACTORS MUST HAVE A VALID VA BUILDER ID VA Standard Renovation  Minimum repair amount is $5,000; no maximum.

O

Huh, I'm very surprised that you could get a C of O or insurance without some kind of permanently installed heating.