And of course, you don’t qualify for the full 121 primary cap gains exclusion….from your numbers, 5/18’s (about 28%) of your gain is exempt under the 121 exclusion since you had Non Qualified use for 13 of those 18 years.This doesn’t consider whatever time, if any, you actually lived in it between 2011 and 2018

Add that to the DP (20%), which actually means divide the maximum loan by 80%, and you have your maximum offer.I don't negotiate.

Is it only contractual, or do you actually have any rights to the real property?

I will appreciate your pieces of advice! 

It took a while to get an actual LE even after the initial disclosures came out. 

I actually called 4 today.

Account Closed would send the actual personal information (privately), I'm sure there are some of us who could locate the sister, or at least her last known location and contact information.Further, if the fact pattern supports it -- after all, the claim is that one sister was attorney-in-fact for the other -- the missing sister may not even be an essential party to the litigation.

Not saying what comes after is a piece of cake but it isn't as difficult. 

To run actual analysis we also really love deal check which @Forrest T Schue mentioned

Hey everyone, I am in Vero Beach, Florida (on the Treasure Coast) and am looking to make the previous owners garage conversion to living space into an actual separate ADU.