Another detail is that it's a habitat for humanity home (still trying to figure out exactly what that means).My questions are;- How does the habitat for humanity issue affect the foreclosure deal?

Hey RobertYou've got a lot going on.Here are the issues I see you may encounter.If you encumber yourself with additional debt meaning the two DSCR loans, you will negatively affect your debt ratio for the permanent part of the construction to perm loan you are in the middle of. 

And does going to school to get your Batchelor would affect me?.

No unless you can present consequences of their child's actions that will affect them. 

If so, its going to affect my cash on cash returns further.Also, on the same street, there is a similar property with 4beds and 1 bath, 1200 sqft.

I repeated myself slower.

Real Estate is a very good investment in 2021, as it is the only investment you can quote the price and as per the trend in the past, present and in the future, real estate will be the one and only investment that you can blindly invest and wait for the returns.After a complete lockdown and economies trying to crawl back to normal, every government will also look into this sector as this is the only sector the money flow will help the people and the government to get back up quickly.India is a country where most of the millionaires became millionaires because their forefathers bought some property and that property appreciated immensely over time giving them manifold returns.There are lots of benefits to investing in Real estate not only in 2021 but in all the years.As we all know the Real Estate is something which we cannot produce or we can say it is a limited asset the earth give to us.If you want to invest in your Secure Future then Invest in Real Estate as it value is always increse.The best way to invest in real estate really depends on three things: your level of expertise in the area, your risk tolerance, and the amount of time you’re willing to give up as part of your investment.I for one have been very reluctant to learn about blockchain and the market luckily I have seen how it simply affected the stock market, take BTCS for example.

May I repeat: make sure the comps are not cash sales, the appraiser won't like them. 

If you have already gotten approved, you can still get approved for another program with another lender that has a zero down conventional loan without it affect your credit negatively so long as you are getting another hard pull within 45 days of the last hard pull for a mortgage.

Construction times, delays, permitting etc. will all affect how long it will be until you can start making money especially if you are making monthly loan payments.