@Patrick Philip,Well, banks are "flush with cash" these days, but no, they do not have unlimited funds.Also, when banks lend, they impose certain restrictions on the loans, the borrower, the collateral, the terms of the loan, etc. so the note can be sold in the secondary market or be insured by government-sponsored agencies like Fannie Mae, Freddie Mac, etc.Private lenders ("OPM") typically don't write loans to sell them, and typically are interested in the deal rather than the borrower's details.Using OPM down usually means putting some kind of partnership, joint venture, etc. together so the source of the down payment is less of an issue or a non-issue to  the lender(s).Dunno if that helps...

When you do get a Property under contract, Look up on MLS or other sites all cash buyers who have bought around that property in last 6 months and send them a flyer or a postcard of you, your featured property and about your company.4.

I typically spend 25k per rehab on a REO. 

These are based on property cash flow (not DTI) and borrowers FICO.Portfolio loans typically require a minimum loan amount of $300k, 1.20+ DSCR, and are amoritized over 30 but due in 3/5/7 years.

Typical rates for expenses taxes, insurance,management, maintenance, utilities, and repairs should be from 40-50% of rents.

Once you get under contract, then you buy a flight and do in person inspections, walk every unit, explore the market, etc.Also, your deposit is typically refundable for the first 30 days, which is your due diligence period. 

Go to a credit union and inquire about a "porftolio loan" typically 20% down, 20 year amortization with a 5 year rate adjustment.

This particular article had written requests from 18 state associations to reprint in their own newsletters at the time it appeared, so they must have felt it had value for their members.It is too bad you were not at the recent Annual Meeting in Virginia Beach of the Virginia Manufactured and Modular Housing Association where I was the featured speaker.

Quickbooks, which has a very large, existing base of knowledge and service providers.I have an education in the typical accounting given in business schools (Managerial, Financial, etc.), and plenty of knowledge of Excel (I've written VBA overlays for Excel that counted thousands of code lines).

What features are attractive to you?