@Matthew A Brady If your father is going to sleep there the majority of the week, I suspect it can be argued that the property will be his primary residence allowing him to qualify for a Fannie Mae loan with only 3% to 5% down.

My question is if I go with traditional financing would I be able to buy both properties in one loan?

Mine are definitely not designated as my primary residence, but I didn't know there was a separate rental category.

Your family member will have to subordinate to the primary lender.

I wonder if that would hold true for properties that aren't the primary residence (which I believe has more protection during bankruptcy?).

The house is a fully remodeled 5 bed, 2 bath at 72nd and Pecos in Adams County so I’m wondering if anyone here has experience with Airbnb in this area of Denver, what you are grossing monthly on average and if there are any Adams County rules that restrict Airbnb of non-primary residences (like city of Denver does).

***If you had to sell the traditional route – Realtor*** List Price = $132,000Negotiating discount (4%) = - $5,280Realtor commission (6%) = - $7,920Closing cost (buyers request) (2%) = - $2,640Misc.

It needs a roof, electrical, and a few other small items and I don't think my traditional agent will bind coverage from what everyone is telling me.

There are short term lenders (2-10 year) where you could refinance without title seasoning requirements and pay off your cash in loan quickly, then refinance again for a better rate with a more traditional 30 year loan.

My credit is good and I have no debt, so I don't anticipate having any issues getting traditional financing.