I don't see anything on the websites of either program that directly prevents lending on a VA and an FHA loan, but that doesn't mean the banks don't have their own set of rules.Paging @Albert Bui for questioning

They also mentioned some affidavit that has to be filled out at closing which prevents the buyer (flippers) from wholesaling these properties.Has anyone ever heard of such restrictions?

I saw one house with these expensive egress windows, and built in ladders to the surface, but the grate at ground level had a padlock to prevent burglaries.Basements can be cold and damp, and often times have limited ceiling height with low hanging ductwork, pipes etc.If you are use to living in a single family detached house you will hear your basement neighbors and most basement apartments have little to no sound insulation.In general I don't even like finished basement in SFHs.

If you go the 15yr and then realize that it is preventing you from getting a loan to purchase more property, now you either have to pay costs to refi into 30yr so you can qualify again, or you may just have to pass on opportunities that could provide you more cash flow income.The other thing is a dollar today is more valuable than a dollar 15 years from now due to inflation.

And none of those would prevent me from continuing to invest out of state.

in Real Estate Investing:Basement ApartmentsBasement family roomsSwimming pools, inground & above groundAdjustable Rate MortgagesTenants trashing a placeUnpermitted, below code workmanshipNegative cash flowUnder stated expensesOver stated incomeDeferred maintenanceHollow core doorsPet urine & feces stains in carpets & floorsTenants not paying rentfinished third floors (or above)Clogged guttersAppliance abuseFalling treesOver priced contractorsShoddy work contractorsContractors not meeting deadlinesUnsafe electricalFiresFloodsExplosionsRising tax billsRising any billsWindow air conditionersCars running into housesEncroachmentsTitle issuesTermites & carpenter antsRadonAsbestosMoldLead based paint

You can record it and then there would be a cloud on title preventing anyone else from being able to purchase behind your back.I wouldn't use any old MLS stuff in your advertising since that really wasn't yours to begin with and could definitely ruffle the wrong feathers.

This helps since many students aren't from the the local area.Provide simple waste baskets in each room, its only about $3-$5 and believe it or not it will prevent bug infestations because the students actually use them.

I would imagine that they have rules to prevent any short cuts to the process.

@Matt DevincenzoI was working in Dallas in August 2011 - I'll take -45F over 112F any day.What amount of insulation is wrapped on this ductwork to prevent it from heating up during a prolonged spell of 90+F temperatures (where it could easily be 120F in the attic space)?