Also, for people claiming insurance here, I would strongly suggest against it unless you cannot come up with the funds to pay for this repair.

They also bother our HVAC guy to do general handyman tasks when he is there and I am paying him hourly for HVAC services only. 

So I looked at some local markets like Sacramento where I'm from and familiar with the neighborhoods but the cashflow would be so negative that I'd be paying out of pocket every month.Now I'm more inclined to buy a single family in KC as it seems the rates won't drop anytime soon so would like to get in the investment game sooner than later and hope for a rate drop in few years to refinance.I have been looking on Zillow, and recently connected to an agent to run numbers and seems I could make about $100-$300 after mortgage payment and insurance.

A week later the neighbor came to me again with a bill of $1075 for detailing telling mr he doesn't know who is paying but he wants the money this week!

I'm thinking the most I should pay for this is somewhere around 730K 

You will have to pay tax on the depreciation recapture and gain on sale (if applicable).

Going pay some medical debt and I’ll be debt free.  

You would pay a second round of closing costs, but only for re-fi, not with the additional seller / buyer closing costs that would be unnecessary (escrow, title, etc.).So anyone searching for VA renovation loans can always use this model as "Plan B" if you can't find a good VA loan.

I recently bought my mother a mobile home on a lot cash in Corpus Christi so she will not have to pay rent.

It turns out a 2nd of my 11 investments in FTF has stopped paying and they are trying to foreclose on the property.