This way, I can see if their financial health is improving or declining.

I don't think there is "most likely scenario".Each note has its own history, behavior and performance.All of the scenarios you mentioned can happen and I run into all of them during the years I am investing in notes, and note status can change on daily basis (a borrower that is working, healthy or married today might change status tomorrow).The tip I can give you is that when you are doing due diligence prior of investing, you should take worst case scenarios and check what will be your profit in such scenarios.If you are well protected and have multiply exit strategies, you will be able to earn even in such scenarios, and of course earn much more in more optimal scenarios.I can tell you 3 things about the note you mentioned - - I like it is a medium term note (13.75 years, not the 20 or 30 years note)- The LTV is very good, so you have good protection here- I think I have read somewhere that statistically there is a higher chance that a note that have once been non-performing will become non-performing again in the future (not sure if this is correct).Good luck,Eran

I always hit the gym and been very healthy.

Personally, I like to watch inventory over the 75k mark because I think it's a very healthy way to track this market.

It's been going on for decades, like the very high crime rates in large American cities have.When you quote an article, shouldn't you quote the arguments of both sides for a healthy discussion?

Well, the mold hyphal matter (the spores/seeds, branches, etc.) have the allergen in their proteins.  

Apply "Healthy Skepticism" to your projections before "  takingaim"     Best for Success!

Collaborating with my potential partner will allow me easy access to a healthy credit line.

This option does require a healthy amount of capital which seems like you have.Unfortunately, when I was considering this was right before the pandemic broke out so I actually ended up doing Option 3.

I see a lot of move-in specials on apartments, so the supply looks healthy.