I love investing in houses for college students with the growth of USI, UE, and IU 

Most of my properties are in areas with young professionals, college students (commuters to UWM or Marquette students), and "hipsters."

Seemed like a scam and being a student I can't fork over thirty dollars every month for a meeting.

We've all made that mistake, you guys are just trying to make a political point thats as silly as all the tea parties cry's of foul play about 'exploding deficit' when not a word was said from 2001-2008.

You might consider Niche or Specialized Housing like student housing.

Right now I'm a 4th yr dental student and over my career I want Buy and Hold RE to be one of my primary investment/retirement vehicles but I know that I can get there with leverage faster than by saving up all cash.  

When push comes to shove, they go crying to their mommy.

I would be renting out the additional rooms, likely to students.

I am currently a college student seeking a degree in the medical field.

One told me he just does 20% for variable expenses, which is a far cry from what my variable expenses usually come out looking like.In terms of focusing on deals that I would at least let me refi out as you mentioned in the last paragraph; yes, I've considered this.