I was looking at placing some money into a passive investment of sorts and was considering Fundrise or Arrived.

My realtor/PM says $0.95 to $1.05 per sq. ft. is a reasonable monthly rent for a 4 BR/2 BA property in that area, which (according to the BiggerPockets calculator estimate I did) is enough to cover the monthly payment plus the above costs I mentioned.I anticipate putting down my deposit and earnest money in the next few days. 

The federal government does have the authority to regulate things that affect interstate commerce (which is just about everything) so long as proportionality and other considerations are observed.A famous case proving the point is the Heart O' Atlanta Motel (Hotel?)

Or why is it even a part of real estate if it is considered illegal, I would like to get into real estate to one day fix and flip but I know that takes a lot of money that is why I am interested in whole sale since it is a way to make a good amount of money 

My 21 year old son literally has worked 2 months at w2 in his life making very little money (at pet boarding place) but has over $200k from entrepreneur and side hustles that he has creatively recognized.   

I think some of the answer lies in your personal goals and in the amount of money you have available to you.

Do not send any money to them.

Quote from @Matthew Paul: Earn more money , spend more money .

Sometimes the emotional peace is worth more than the money. 

However I call one of them explained my situation, currently starting, getting to know the value and look for lenders, however his answer was not what i expected, he let me know they are looking for investors with money so they can help them...So I was wondering If you have any advise/opinion/comment on;Would the fist step  be get to know to what financing amount I have access to, based on my employment and credit score?