It all comes down to risk tolerance and your individual situation.It should go without saying, but insurance companies are profitable, which means in the long run they pay out less than they collect, which means that essentially you are paying them a lot of money, for only a little bit of repairs.The caveat of course is you need enough cash on hand to cover deductibles. 

I kept the house , been collecting rent since 1992 .  

Bad ones will be the ones that do not want to give their social.You are a landlord and collecting sensitive information is part of the job!

I was looking for some collective thought on my approach to get this property up to market rent.

Not fully managed, but includes rent collection, a call center/chatbot, and some management & scheduling of repairs & maintenance.

The taxes/fees that National Grid collects go partly to RISE so that's most likely who they referred you to.

As you buy each property and begin to collect the cash flow make sure you stock that money away toward your next deal, try not to spend any of your ROI.

I have already covered the expenses for the year, and at this point, just collecting income with statements for proof. 

The property value has continued to go up and we continue to collect money income from this.

The worst month of Covid our collection rate was at 78%.