@Yocheved Beer Lender's customarily will not provide credit for imputed equity for merely purchasing a property well.

A performance deed is a real thing and would provide you with the protection you desire.

Yes, if you didn't take bonus depreciation for the property placed in service in 2023, you can claim bonus depreciation on your 2024 taxes, provided the property still qualifies.

The quote I got from my primary residence insurance provider is quite high. 

And *not* junk, they provide you value - a lower rate.Rest assured you'll get an expert on the phone and a great rate(points or not) driven lower with technology from Lower.com. 

So, this leaves a bunch of smaller lesser known insurance providers.

Get with a good agent who understands short term rentals because the more of these you do then you can scale the insurance under a Business Owner Provider Policy (BOP) and then you don't end up with a dozen individual policies out there for each property that cost you a fortune.

@Calvin HaywardReal estate agents frequently provide closing presents to purchasers and vendors as a signal of gratitude and celebration of a thriving deal.

Are there any other "untapped" Ski Resort Towns that can provide Value as well as Cash Flow, with Cash Flow being the Primary Goal?

As mentioned above, the University provides a lot of different types of renters like grad students, recent graduates, professors, health professionals and stuff.